چگونه در LBank Qi Dao (QI) بخریم

Qi Dao is a decentralized lending protocol that allows users to borrow the MAI stablecoin, which is also known as miMATIC, against their cryptocurrency holdings. Unlike many traditional lending platforms, Qi Dao offers interest-free borrowing by using a collateralized debt position model. Instead of paying ongoing interest, users typically pay a one-time fee when they repay their debt to unlock their collateral. The primary product of the protocol is MAI, a stablecoin designed to maintain a soft peg to the United States dollar. To obtain MAI, users deposit approved crypto assets into vaults as collateral. The protocol supports a wide range of collateral types across multiple blockchain networks, including Polygon, Ethereum, Base, and Optimism. A unique feature of the project is that it supports yield-bearing assets as collateral, allowing users to continue earning rewards on their deposited tokens while accessing liquidity through the stablecoin. The QI token is the native governance and utility token of the Qi Dao ecosystem. Holders of the token can participate in the governance of the protocol by voting on proposals that influence its future development, such as adding new collateral types or adjusting protocol parameters. To participate in voting, users often stake their tokens to receive voting power. Additionally, the protocol incorporates a revenue-sharing mechanism where a portion of the fees generated by the platform is distributed to users who stake or lock their tokens for specific periods. The protocol maintains its stability through overcollateralization, meaning the value of the assets deposited in a vault must be higher than the amount of stablecoins borrowed. If the value of the collateral falls below a certain threshold, the vault may be liquidated to ensure the stablecoin remains fully backed. Qi Dao also employs mechanisms like the Peg Stability Module to help keep the stablecoin closely aligned with its target value by allowing direct swaps between MAI and other stablecoins. Overall, Qi Dao is a community-governed project that aims to provide a decentralized and capital-efficient way for users to leverage their assets without selling them. It emphasizes cross-chain compatibility and community-driven decision-making to maintain its position within the broader decentralized finance ecosystem. بیشتر بدانید