Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy CoinLoan (CLT) on LBank
Learn how to buy CoinLoan (CLT) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy CLT on LBank
How to Buy CLT on LBank: Payment Methods Overview
Explore the available payment methods for buying CLT on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy CLT.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying CoinLoan (CLT) on LBank?
Check the preparations required before buying CoinLoan (CLT) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy CLT with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy CoinLoan on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy CoinLoan. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for CoinLoan on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into CoinLoan.
LBank supports multiple payment methods
You can use the following payment methods to purchase CoinLoan on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the CoinLoan you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
18 180-fast24x7 981 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
ON ONLY-MALAYSAN-MYR 691 min | 95.65% | 1.000 USD | 4279.26 USDT 10.000 - 3000.000USD | Bank Transfer | |
SU SUPER FAST BUY-SELLR 951 min | 100% | 1.000 USD | 163.06 USDT 1.000 - 163.060USD | Bank Transfer |
What is CoinLoan (CLT)?
CoinLoan is a crypto-lending platform founded in 2017 and headquartered in Tallinn, Estonia. It operates as a regulated financial institution under the Estonian Financial Authority. CoinLoan describes itself as a Centralized Finance (CeFi) platform, aiming to make crypto borrowing and lending services accessible. The platform offers several core services. These include interest-earning accounts, instant crypto-backed loans, and a crypto exchange. Users can deposit crypto assets to earn interest, or they can take out loans by using their cryptocurrency as collateral. The loan-to-value (LTV) ratio for loans can go up to 70%, and terms range from 30 days to 36 months. The platform also features a crypto exchange where users can buy, sell, and swap various crypto assets and fiat currencies. The native token of the CoinLoan platform is CLT, which is an ERC-20 standard utility token based on the Ethereum blockchain. CLT has several uses within the ecosystem. It can be used to pay for fees, and staking CLT offers users benefits such as discounts on borrowing fees and higher interest rates on their deposits. Additionally, CLT can be used as collateral for loans. CoinLoan aims to provide a secure environment for its users. It employs security measures like secure cloud infrastructure, DDoS protection, and uses BitGo for digital asset security, which includes bank-grade crypto vaults and offline key storage. The platform requires users to complete a Know Your Customer (KYC) verification process. CoinLoan is available globally, including in the U.S. and Canada, and can be accessed via web and mobile applications. Learn more
Is CoinLoan (CLT) a good investment?
Whether CoinLoan (CLT) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in CoinLoan (CLT) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying CLT on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
CLTDate
2026-06-06
You will earn $-- in profit, with an ROI of --
What can you do with CoinLoan (CLT)?
Investment
Buy and hold CoinLoan (CLT), expecting its value to increase over time.
Trade
Actively trade CoinLoan (CLT) on LBank to profit from price fluctuations.
Pay
Use CoinLoan (CLT) to pay for goods and services where accepted.
Why is LBank the best platform to buy CoinLoan (CLT)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling CoinLoan (CLT).
Competitive fees
LBank provides competitive trading fees for CoinLoan (CLT).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for CoinLoan (CLT).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade CoinLoan (CLT) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for CoinLoan (CLT) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying CLT, what is the best way to store it?
After buying CLT, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
CoinLoan (CLT) FAQ
CoinLoan was an Estonia-based digital asset lending platform that aimed to make crypto solutions accessible. It allowed users to manage various cryptocurrencies, stablecoins, and fiat currencies. Its core services included offering interest-earning accounts for deposited assets, providing crypto-backed loans where users could borrow against their digital holdings, and facilitating exchange services for trading assets. The platform’s native utility token, CLT, was an ERC-20 token built on the Ethereum blockchain.
The CLT token provided several utilities within the CoinLoan ecosystem. Users could apply CLT to receive up to a 50% discount on borrowing fees for loans. Staking CLT was intended to increase the annual interest rates on deposited assets, with plans for a loyalty program offering further benefits based on staked amounts. Importantly, CLT could also be used as collateral for obtaining crypto-backed loans. Additionally, CLT was tradable against other digital assets on the platform and external digital asset exchanges.
CoinLoan operated as a regulated financial institution under the Estonian Financial Authority. To ensure security, the platform stated it implemented high-standard measures including bank-grade crypto vaults, wallet segregations, and offline key storage for critical assets. It also conducted comprehensive transaction checks. CoinLoan claimed to provide insurance coverage for client assets, which was initially $250 million and later noted as $100 million, aiming to reassure users about the safety and protection of their funds.
CoinLoan first began limiting user withdrawals in July 2022, followed by another instance in November 2022. These actions were attributed to higher-than-usual withdrawal requests and were framed as a measure to prevent liquidity interruptions amid widespread market failures. The situation worsened in April 2023 when an Estonian court issued a notice of restraint on disposition, compelling CoinLoan to halt all user withdrawals and operations. This court order effectively froze the company's ability to conduct business without supervisory consent.
Following the court-mandated halt of operations in April 2023, CoinLoan faced severe financial distress. Although initially hesitant to confirm bankruptcy, the company disclosed a significant asset shortfall of $147 million by June 2023. This led to CoinLoan anticipating, and subsequently being declared, bankrupt on June 14, 2023. As a result, user funds held on the platform became subject to the formal bankruptcy proceedings, meaning users would need to navigate a recovery process with uncertain outcomes regarding the return of their assets.
Yes, the native CoinLoan Token (CLT) had a specific utility as collateral within the platform's lending services. Users were able to utilize their CLT holdings to secure crypto-backed loans, thereby increasing its functional value. Beyond its role as collateral, CLT was also designed to be a tradable asset. It could be exchanged against other digital assets directly on the CoinLoan platform, and it was also available for trading on various external digital asset exchanges, providing liquidity for users to buy or sell the token.
