Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy LOCKON Active Index (LAI) on LBank
Learn how to buy LOCKON Active Index (LAI) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy LAI on LBank
How to Buy LAI on LBank: Payment Methods Overview
Explore the available payment methods for buying LAI on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy LAI.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying LOCKON Active Index (LAI) on LBank?
Check the preparations required before buying LOCKON Active Index (LAI) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy LAI with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy LOCKON Active Index on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy LOCKON Active Index. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for LOCKON Active Index on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into LOCKON Active Index.
LBank supports multiple payment methods
You can use the following payment methods to purchase LOCKON Active Index on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the LOCKON Active Index you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
YY YYDS_Trader 915 min | 100% | 0.936 USD | 3211.18 USDT 400.000 - 3000.000USD | Bank Transfer | |
18 180-fast24x7 654 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
ON ONLY-MALAYSAN-MYR 691 min | 95.65% | 1.000 USD | 4279.26 USDT 10.000 - 3000.000USD | Bank Transfer |
What is LOCKON Active Index (LAI)?
LOCKON Active Index (LAI) is a specific index offered by the LOCKON platform, which is an innovative DeFi (Decentralized Finance) project. The LOCKON platform combines on-chain analysis with automated trading strategies. Its primary goal is to identify and track "superior addresses" within the blockchain ecosystem, which are wallet addresses demonstrating consistent profitability. The LOCKON Active Index (LAI) is designed to achieve high returns, with a strong focus on profitability. It is managed on a performance basis, meaning its portfolio is dynamically adjusted automatically based on the performance of the selected addresses. This system also involves frequent trading to optimize investments in response to changing market conditions. Key features of LOCKON, and by extension its indexes like LAI, include high performance and risk hedging through the analysis of a large number of wallet addresses. It utilizes advanced automation for rapid, high-frequency trading, with the index potentially being rebalanced numerous times monthly. The platform aims to offer effortless benefits, allowing users to benefit by holding the index tokens without managing complex strategies. It is also designed to be secure and flexible, enabling users to withdraw assets confidently. In addition to the Active Index, LOCKON also provides other indexes such as the LOCKON Balance Index (LBI), which aims for balanced investment with some risk control, and the LOCKON Passive Index (LPI), intended for low-risk, long-term steady investment. The LOCKON indexes operate on various blockchain networks, including Polygon and Arbitrum. Learn more
Is LOCKON Active Index (LAI) a good investment?
Whether LOCKON Active Index (LAI) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in LOCKON Active Index (LAI) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying LAI on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
LAIDate
2026-06-06
You will earn $-- in profit, with an ROI of --
What can you do with LOCKON Active Index (LAI)?
Investment
Buy and hold LOCKON Active Index (LAI), expecting its value to increase over time.
Trade
Actively trade LOCKON Active Index (LAI) on LBank to profit from price fluctuations.
Pay
Use LOCKON Active Index (LAI) to pay for goods and services where accepted.
Why is LBank the best platform to buy LOCKON Active Index (LAI)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling LOCKON Active Index (LAI).
Competitive fees
LBank provides competitive trading fees for LOCKON Active Index (LAI).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for LOCKON Active Index (LAI).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade LOCKON Active Index (LAI) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for LOCKON Active Index (LAI) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying LAI, what is the best way to store it?
After buying LAI, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Learn more about LOCKON Active Index (LAI)
More
LOCKON Active Index (LAI) FAQ
The LOCKON Active Index (LAI) is an investment product designed to achieve high returns by identifying and replicating portfolios of exceptionally profitable on-chain wallet addresses. It analyzes over one billion addresses to pinpoint those with superior and consistent performance. The index then mirrors the asset allocation of these top-performing wallets. This portfolio is dynamically managed and automatically adjusted through periodic rebalancing to adapt to market changes and the ongoing performance of the selected addresses.
The LOCKON Active Index offers high-performance potential, advanced automation, and seamless benefits for its users. It includes risk hedging capabilities and performs rapid, high-frequency trading, with the index rebalanced over 1,550 times monthly, and transaction network fees covered by the protocol. Users gain convenience by simply holding the index tokens, as the system manages all intricate processes. The product also ensures secure and flexible withdrawals, backed by robust and audited security protocols.
The LOCKON Active Index endeavors to mitigate risks by prioritizing tokens with ample liquidity and trading activity on various decentralized platforms. It also dynamically adjusts the portfolio based on the performance of its selected addresses. While aiming for high profitability, the project transparently states that it involves inherent high risk due to unpredictable movements from the tracked addresses. The underlying smart contracts employed by the protocol have undergone thorough auditing by Blaize to ensure their security and integrity.
The LAI tokenomics involve specific fees for its operations. There is no fee for the initial issuance of LAI tokens. A nominal 0.2% transaction fee applies when engaging with the index, and a 0.5% fee is charged upon redemption. While general network transaction fees are separate, the protocol covers the costs incurred during asset rebalancing, optimizing user experience and minimizing operational overheads for these essential adjustments.
The LOCKON project is spearheaded by LOCKON FZCO, an entity based in Dubai. Masahiro Kubota serves as the Chief Executive Officer, guiding the project's vision and development. The initiative has garnered support from various investors, including notable firms such as Global Brain, Arriba Studio, Hyperithm, Flikshot, and KSK Angel Fund, alongside contributions from individual investors. This backing underscores the confidence in the project's innovative approach to crypto investment.
These are two entirely separate and distinct cryptocurrency projects, despite sharing the 'LAI' abbreviation. The LOCKON Active Index (LAI) is an investment product from the LOCKON platform, focused on leveraging sophisticated on-chain analysis to manage and optimize crypto portfolios. In contrast, LayerAI (LAI) is an independent ZK Layer-2 blockchain initiative. Its core focus is the integration of blockchain technology with artificial intelligence (AI) to facilitate data monetization, supporting a robust ecosystem with millions of active users and diverse applications.
