Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy Neutrino Index Token (XTN) on LBank
Learn how to buy Neutrino Index Token (XTN) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy XTN on LBank
How to Buy XTN on LBank: Payment Methods Overview
Explore the available payment methods for buying XTN on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy XTN.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Neutrino Index Token (XTN) on LBank?
Check the preparations required before buying Neutrino Index Token (XTN) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy XTN with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Neutrino Index Token on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Neutrino Index Token. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Neutrino Index Token on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Neutrino Index Token.
LBank supports multiple payment methods
You can use the following payment methods to purchase Neutrino Index Token on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Neutrino Index Token you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
LO Loyalty_Trader 330 min | 100% | 0.918 USD | 7763.29 USDT 500.000 - 7100.000USD | Bank Transfer | |
YY YYDS_Trader 900 min | 100% | 0.918 USD | 3412.98 USDT 400.000 - 3000.000USD | Bank Transfer | |
AM AMG_Trading 794 min | 100% | 0.918 USD | 7303.57 USDT 200.000 - 6704.677USD | Bank Transfer |
What is Neutrino Index Token (XTN)?
The Neutrino Index Token, commonly referred to by its ticker XTN, is a decentralized financial asset built on the Waves blockchain. Originally launched as Neutrino USD (USDN), an algorithmic stablecoin pegged to the US dollar, the project underwent a significant transformation in early 2023. This change followed a period of market volatility that affected its original peg, leading the community and developers to pivot the asset from a stablecoin to a multi-collateral index token. Unlike its predecessor, XTN is not hard-pegged to a specific fiat currency. Instead, it functions as an index token backed by a diversified basket of assets within the Waves ecosystem. This collateral typically includes tokens such as WAVES, WX, and VIRES. The value of XTN is designed to float based on the performance of these underlying assets and market demand, though the protocol aims for stability through its backing ratio. The Neutrino protocol, which governs XTN, is a decentralized platform that provides tools for creating and managing crypto-collateralized assets. Within this ecosystem, XTN serves several key roles. It is used as a medium of exchange for payments and transactions and acts as a primary collateral asset for various decentralized finance (DeFi) applications. Users can also participate in the protocol by providing liquidity or engaging in staking activities to earn rewards. Governance of the project is decentralized and community-driven. Decisions regarding the selection of collateral tokens, protocol parameters, and future development are made through a voting process. This process involves the Neutrino System Base Token (NSBT), which serves as the utility and governance token for the system. Holders of governance-enabled versions of NSBT have the authority to influence the direction of the protocol and ensure the stability of the collateral reserves. The transition to XTN represents a shift toward a more transparent and resilient model for the Neutrino ecosystem. By moving away from a single-asset peg to a multi-asset backing system, the project aims to leverage the broader growth of the Waves ecosystem while providing a versatile utility token for its users. Its integration with features like Decentralized Forex (DeFo) further expands its utility, allowing for the exchange of various stable-price assets and indices in a decentralized environment. Learn more
Is Neutrino Index Token (XTN) a good investment?
Whether Neutrino Index Token (XTN) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Neutrino Index Token (XTN) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying XTN on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
XTNDate
2026-06-06
You will earn $-- in profit, with an ROI of --
What can you do with Neutrino Index Token (XTN)?
Investment
Buy and hold Neutrino Index Token (XTN), expecting its value to increase over time.
Trade
Actively trade Neutrino Index Token (XTN) on LBank to profit from price fluctuations.
Pay
Use Neutrino Index Token (XTN) to pay for goods and services where accepted.
Why is LBank the best platform to buy Neutrino Index Token (XTN)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Neutrino Index Token (XTN).
Competitive fees
LBank provides competitive trading fees for Neutrino Index Token (XTN).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Neutrino Index Token (XTN).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Neutrino Index Token (XTN) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Neutrino Index Token (XTN) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying XTN, what is the best way to store it?
After buying XTN, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Neutrino Index Token (XTN) FAQ
XTN was originally launched as the USDN stablecoin. Following significant market events in 2022 that affected its ability to maintain a fixed value, the community voted to transform the asset into the Neutrino Index Token (XTN). This shift moved the protocol away from a traditional dollar-pegged model toward a decentralized index model. Instead of tracking a single currency, XTN now represents a basket of ecosystem assets, functioning as an index of the broader network's value.
No, XTN is no longer a hard-pegged stablecoin. Its protocol has evolved into an index-based system where the token's value is derived from the underlying collateral reserves. While the ecosystem utilizes various recovery mechanisms, such as the SURF token, the value of XTN fluctuates based on the performance of the assets held in its reserves rather than being tied to a specific fiat currency target.
Holders can earn rewards by staking XTN directly through the protocol. These rewards are generated from two primary sources: the staking of reserve assets held by the smart contract and fees collected from protocol swaps. This mechanism allows participants to generate utility from their holdings while supporting the overall liquidity and stability of the decentralized index.
The protocol utilizes a multi-token structure to maintain balance. NSBT (Neutrino System Base Token) serves as the governance token, allowing users to vote on protocol changes. SURF (Smart Utility Recapitalization Feature) is designed to recapitalize the system when reserves are low. When the backing ratio reaches a specific healthy threshold, staked SURF can be converted into XTN, serving as a buffer for the overall reserve health.
The protocol implements a Max Sell Amount to prevent liquidity depletion and protect the stability of the reserve assets. These limits are designed to prevent mass exit events that could destabilize the collateral pool. Users can increase their personal swap limits by obtaining gNSBT, which is acquired by staking governance tokens. This system rewards long-term participants with greater flexibility and higher transaction caps.
The value of XTN is determined by a transparent smart contract formula. It is calculated by dividing the total value of all collateral reserves—which include various ecosystem tokens—by the total supply of XTN in circulation. This ensures the token represents a proportional share of the underlying basket. The protocol relies on audited smart contracts to manage these calculations and ensure the transparency of the index's backing.
