Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy SmartCash (SMART) on LBank
Learn how to buy SmartCash (SMART) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy SMART on LBank
How to Buy SMART on LBank: Payment Methods Overview
Explore the available payment methods for buying SMART on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy SMART.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying SmartCash (SMART) on LBank?
Check the preparations required before buying SmartCash (SMART) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy SMART with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy SmartCash on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy SmartCash. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for SmartCash on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into SmartCash.
LBank supports multiple payment methods
You can use the following payment methods to purchase SmartCash on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the SmartCash you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
LO Loyalty_Trader 786 min | 100% | 0.918 USD | 8606.23 USDT 500.000 - 7100.000USD | Bank Transfer | |
YY YYDS_Trader 898 min | 100% | 0.918 USD | 1564.27 USDT 400.000 - 1435.999USD | Bank Transfer | |
ET ETZ_Trader 371 min | 100% | 0.918 USD | 2008.82 USDT 200.000 - 1844.096USD | Bank Transfer |
What is SmartCash (SMART)?
SmartCash is a community-driven cryptocurrency project that launched in July 2017. It is a peer-to-peer digital currency designed to be merchant-friendly and accessible to everyday users. The project is notable for its self-funding and self-governing model, which prioritizes community involvement and long-term development over traditional mining-only structures. One of the central features of SmartCash is the SmartHive governance system. This decentralized model allows any holder of the token to participate in the direction of the project. A significant portion of every block reward is allocated to a project treasury. Community members can submit proposals for development, marketing, or outreach, and token holders vote on which initiatives should receive funding. This approach aims to ensure the project remains decentralized and responsive to its users. The network utilizes a two-tier system consisting of miners and SmartNodes. Miners secure the blockchain using the Keccak hashing algorithm through a Proof of Work consensus mechanism. SmartNodes are specialized servers that support the network by enabling advanced features. These nodes facilitate InstantPay, a technology designed for near-instant transaction confirmations, making the currency practical for real-world merchant transactions where speed is essential. Another unique element is the SmartRewards system. This mechanism is designed to encourage long-term holding and stabilize the network. Addresses that maintain a minimum balance of tokens without making any outgoing transactions for a set period, typically around one month, are eligible to receive a portion of the block rewards. This serves as an incentive for users to keep their tokens within the ecosystem rather than trading them frequently. To further its goal of merchant adoption, the project introduced tools like SmartPay and the SmartCard. SmartPay is a payment gateway that allows businesses to accept the currency with zero fees and no third-party intermediaries. The SmartCard is a payment solution that enables users to spend their tokens at merchants using a physical or digital card, even without a smartphone or internet connection at the point of sale. Technically, the project is based on the Bitcoin core protocol but includes significant modifications to its emission schedule and block size to handle higher transaction volumes. It features a fast block time of approximately 55 seconds. Overall, SmartCash positions itself as a decentralized economy where the community has direct control over the project's growth and resource allocation. Learn more
Is SmartCash (SMART) a good investment?
Whether SmartCash (SMART) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in SmartCash (SMART) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying SMART on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
SMARTDate
2026-06-10
You will earn $-- in profit, with an ROI of --
What can you do with SmartCash (SMART)?
Investment
Buy and hold SmartCash (SMART), expecting its value to increase over time.
Trade
Actively trade SmartCash (SMART) on LBank to profit from price fluctuations.
Pay
Use SmartCash (SMART) to pay for goods and services where accepted.
Why is LBank the best platform to buy SmartCash (SMART)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling SmartCash (SMART).
Competitive fees
LBank provides competitive trading fees for SmartCash (SMART).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for SmartCash (SMART).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade SmartCash (SMART) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for SmartCash (SMART) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying SMART, what is the best way to store it?
After buying SMART, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Learn more about SmartCash (SMART)
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Discover how smart contracts boost supply chain efficiency for beginners in this essential guide.
SmartCash (SMART) FAQ
SmartCash is currently categorized as a legacy blockchain project. While the blockchain remains functional and the network is operational, development activity on the project's primary GitHub repository has slowed significantly since 2022. The token continues to be supported on a limited number of digital asset platforms, including LBank. It remains a community-driven decentralized cryptocurrency, though it is no longer in its peak growth phase seen during the 2017–2019 period.
No, they are completely unrelated. SmartCash (SMART) is a decentralized cryptocurrency and blockchain project. SmartCash Payment Service Bank (PSB) is a licensed financial institution operated by a major telecommunications provider in Nigeria. Despite the identical names, the SMART token has no affiliation with the Nigerian banking entity. Users should ensure they are interacting with the correct platform when managing their digital assets or traditional banking services.
SmartRewards are a signature feature designed to incentivize long-term holding. To qualify, a user must hold at least 1,000 SMART in a single address. The system uses a snapshot period that typically runs from the 25th of one month to the 25th of the next. A common reason for failing to receive rewards is moving any amount of funds from the qualifying address during this snapshot window, which resets eligibility for that specific period.
A SmartNode is a dedicated server that provides specialized services to the network, such as facilitating instant transactions. To operate a SmartNode, a user must provide a collateral of 100,000 SMART. These nodes operate under a Proof of Service (PoSe) model. In exchange for maintaining the infrastructure and ensuring network stability, SmartNode operators receive a portion of the block rewards, which are distributed differently than traditional mining rewards.
SmartHive is a decentralized treasury and governance model that empowers the community to decide on project funding. Any user can submit a development or marketing proposal for a fee of 100 SMART. Funding decisions are made through a community voting process where 1 SMART equals 1 vote. This system is unique because 80% of all block rewards are allocated to the SmartHive treasury, ensuring the community has significant resources to self-fund growth.
InstantPay is a feature that enables near-instant transaction confirmations on the SmartCash network. Unlike traditional blockchain transactions that may require several minutes for block confirmations, InstantPay allows transactions to be 'locked' by SmartNodes in about one second. This locking mechanism prevents double-spending and makes the cryptocurrency practical for merchant use and point-of-sale retail transactions, providing a speed advantage over many other decentralized protocols.
