Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy DFI.money (YFII) on LBank
Learn how to buy DFI.money (YFII) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy YFII on LBank
How to Buy YFII on LBank: Payment Methods Overview
Explore the available payment methods for buying YFII on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy YFII.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying DFI.money (YFII) on LBank?
Check the preparations required before buying DFI.money (YFII) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy YFII with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy DFI.money on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy DFI.money. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for DFI.money on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into DFI.money.
LBank supports multiple payment methods
You can use the following payment methods to purchase DFI.money on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the DFI.money you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
BA Bayon KH 117 min | 100% | 1.004 USD | 1107.25 USDT 10.000 - 1000.000USD | Wing Money Bank Transfer (Cambodia) ABA (Cambodia) | |
AL Altokenn 706 min | 100% | 1.015 USD | 2280.45 USDT 100.000 - 2314.656USD | BBVA BCP INTERBANK SCOTIABANK | |
RA Ray USDT 786 min | 100% | 1.015 USD | 130.00 USDT 10.000 - 130.000USD | BCP INTERBANK |
What is DFI.money (YFII)?
DFI.money, commonly referred to as YFII, is a decentralized finance aggregator platform that serves as a yield optimizer for digital assets. It originated in July 2020 as a hard fork of the well-known yearn.finance protocol. The split occurred when a community proposal known as YIP-8 was rejected by the original project despite receiving significant support from participants. This proposal sought to implement a weekly halving model for token emissions to prevent large holders from dominating the liquidity supply, mirroring the scarcity mechanics used by Bitcoin. The primary function of DFI.money is to automate the process of yield farming for its users. Its central product is called the Vault, which acts as an automated yield aggregator. When users deposit their assets into these vaults, the protocol uses smart contracts to automatically rotate those funds across various decentralized lending and liquidity protocols, such as Aave, Compound, and Curve. The goal is to find and capitalize on the highest available returns without requiring users to manually move their assets between different platforms, which also helps in saving on network transaction fees. The native utility and governance token of the platform is YFII. It is an ERC-20 token built on the Ethereum blockchain, though the project has expanded its reach to include other networks like the BNB Chain. One of the defining characteristics of YFII is its distribution model. Unlike many other cryptocurrency projects, DFI.money was launched with no pre-mine, no initial coin offering, and no reserved tokens for the development team. Instead, the tokens were distributed entirely to liquidity providers who interacted with the platform's pools. This approach was intended to ensure a fair and community-driven start. Governance of the protocol is handled by a decentralized autonomous organization, or DAO. Token holders have the power to propose and vote on new investment strategies, protocol upgrades, and changes to the ecosystem. During its initial phases, the project utilized a multi-signature wallet system involving several community members to ensure security and consensus before any major changes were implemented. Overall, DFI.money is designed to simplify the complex landscape of decentralized finance for individual investors. By providing a user-friendly interface for yield optimization and maintaining a commitment to community-led development, it seeks to provide a permissionless and transparent environment for managing digital assets in the broader Web3 ecosystem. Learn more
Is DFI.money (YFII) a good investment?
Whether DFI.money (YFII) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in DFI.money (YFII) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying YFII on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
YFIIDate
2026-06-11
You will earn $-- in profit, with an ROI of --
What can you do with DFI.money (YFII)?
Investment
Buy and hold DFI.money (YFII), expecting its value to increase over time.
Trade
Actively trade DFI.money (YFII) on LBank to profit from price fluctuations.
Pay
Use DFI.money (YFII) to pay for goods and services where accepted.
Why is LBank the best platform to buy DFI.money (YFII)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling DFI.money (YFII).
Competitive fees
LBank provides competitive trading fees for DFI.money (YFII).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for DFI.money (YFII).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade DFI.money (YFII) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for DFI.money (YFII) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying YFII, what is the best way to store it?
After buying YFII, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
DFI.money (YFII) FAQ
YFII is a community-driven fork of Yearn.finance that emerged in 2020. The split occurred when a proposal to extend token emissions was rejected by the original community. Supporters of that proposal created DFI.money (YFII) to implement a specific halving model for token distribution. This makes YFII a distinct entity with its own community and governance, despite its shared technical roots with the original protocol.
No, Andre Cronje is not the founder of YFII. Although the project utilizes open-source code derived from the original Yearn.finance protocol created by Cronje, the YFII fork was launched by a pseudonymous group of developers. The project is particularly well-known for its strong roots within the Asian DeFi community and operates entirely independently of Cronje's direct oversight or involvement.
Unlike many DeFi tokens that use a one-time distribution or a flat emission rate, YFII adopted a mechanism inspired by Bitcoin. This model involves regular, scheduled reductions in the rewards distributed to liquidity providers. This approach was designed to ensure a fair distribution of tokens and to prevent early large-scale participants from dominating the total supply, fostering a more decentralized ecosystem over time.
YFII is often described as a 'finished' or legacy decentralized protocol. While it does not receive frequent code updates like newer projects, its proponents argue that it functions exactly as intended in a decentralized manner. Regarding safety, early concerns about a 'minter' key were resolved when the community burned the administrative keys, making the token supply fixed and immutable. Users should still exercise caution as with any long-term DeFi asset.
The YFII Vault is an automated yield aggregator. Its primary purpose is to simplify the process of earning interest on crypto assets. When users deposit funds into the Vault, the protocol automatically reallocates those assets between different DeFi lending and liquidity platforms to seek out the most efficient yields. This allows users to benefit from automated yield-seeking strategies without having to manually move their funds or monitor shifting interest rates.
Although some platforms have changed their listing status for YFII due to liquidity considerations, the token remains available on various exchanges, including LBank. Since YFII is a decentralized ERC-20 token, it can also be accessed through major decentralized exchange protocols. This ensures that the community can continue to trade and provide liquidity for the asset across the broader Ethereum ecosystem.
