Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy ZoidPay (ZPAY) on LBank
Learn how to buy ZoidPay (ZPAY) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy ZPAY on LBank
How to Buy ZPAY on LBank: Payment Methods Overview
Explore the available payment methods for buying ZPAY on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy ZPAY.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying ZoidPay (ZPAY) on LBank?
Check the preparations required before buying ZoidPay (ZPAY) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy ZPAY with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy ZoidPay on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy ZoidPay. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for ZoidPay on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into ZoidPay.
LBank supports multiple payment methods
You can use the following payment methods to purchase ZoidPay on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the ZoidPay you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
18 180-fast24x7 1023 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
SU SUPER FAST BUY-SELLR 499 min | 100% | 1.000 USD | 163.06 USDT 1.000 - 163.060USD | Bank Transfer | |
BA Bayon KH 120 min | 100% | 1.003 USD | 85.04 USDT 10.000 - 85.295USD | Wing Money Bank Transfer (Cambodia) ABA (Cambodia) |
What is ZoidPay (ZPAY)?
ZoidPay is a decentralized payment ecosystem designed to bridge the gap between traditional finance and the Web3 world. Established in 2018, the project focuses on making cryptocurrency practical for daily use, allowing users to spend digital assets at online and physical retailers worldwide. The platform has evolved its underlying technology over time, originally starting on the Ethereum blockchain before migrating through other networks and eventually settling on the MultiversX network to benefit from lower fees and higher scalability. Central to the project is a specialized mobile application that serves as a unified financial hub where users can manage traditional banking services alongside their crypto assets. This includes features like multi-currency accounts, non-custodial wallets where users retain control of their private keys, and instant transfers. To enable real-world spending, the project provides virtual and physical cards that support contactless payments at any merchant accepting standard debit cards. Additionally, a browser extension allows users to shop directly on major global e-commerce sites using their connected digital wallets. For developers and businesses, the project offers a suite of tools including APIs and SDKs that facilitate the integration of Web3 financial services into existing platforms. This allows for the creation of decentralized liquidity solutions and customized payment workflows. The native token, ZPAY, serves as the utility asset within this ecosystem. It is used to power transactions, provide access to rewards, and unlock decentralized finance services such as peer-to-peer lending or cashback on purchases. Token holders can also receive benefits like waived transaction fees. The ecosystem further includes gamified elements such as unique digital collectibles that offer holders special perks like boosted rewards. There are also collaborative pools that allow participants to earn incentives while using the platform's services. Overall, the project aims to provide a comprehensive suite of tools that simplify the transition from traditional currency to a digital asset-centric financial system. Learn more
Is ZoidPay (ZPAY) a good investment?
Whether ZoidPay (ZPAY) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in ZoidPay (ZPAY) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying ZPAY on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
ZPAYDate
2026-06-06
You will earn $-- in profit, with an ROI of --
What can you do with ZoidPay (ZPAY)?
Investment
Buy and hold ZoidPay (ZPAY), expecting its value to increase over time.
Trade
Actively trade ZoidPay (ZPAY) on LBank to profit from price fluctuations.
Pay
Use ZoidPay (ZPAY) to pay for goods and services where accepted.
Why is LBank the best platform to buy ZoidPay (ZPAY)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling ZoidPay (ZPAY).
Competitive fees
LBank provides competitive trading fees for ZoidPay (ZPAY).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for ZoidPay (ZPAY).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade ZoidPay (ZPAY) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for ZoidPay (ZPAY) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying ZPAY, what is the best way to store it?
After buying ZPAY, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
ZoidPay (ZPAY) FAQ
ZoidPay is a Web3 financial services provider and crypto liquidity platform designed to bridge traditional finance with the digital asset economy. It enables users to spend cryptocurrency at any merchant accepting major cards via its Super App, debit cards, and browser extensions. Often described as a "Web3 Digital Bank," it offers services like multi-currency IBANs and crypto-backed loans. The project was founded in 2018 by Eduard Oneci (CEO) and Vasile Burcin (COO).
ZPAY is the native utility token of the ecosystem with a maximum supply capped at 700,000,000 tokens. It serves several core functions: staking in "Shopping Pools" to earn rewards, receiving cashback on purchases made through ZoidPay products, and qualifying for discounted service fees. Additionally, ZPAY facilitates DeFi activities, such as accessing crypto-backed loans and Buy Now Pay Later (BNPL) services. While it launched on other chains, most utility now resides on the MultiversX network.
Shopping Pools are ZoidPay’s unique staking mechanism, acting as decentralized nodes that power the ecosystem's commerce layer. Users can delegate their ZPAY to these pools to earn rewards. While pool operators typically require a 100,000 ZPAY deposit, regular delegators generally have no minimum requirement. Staking rewards vary based on the specific pool and lock-up duration, and can be enhanced by Zoidster NFTs. Note that unstaking tokens usually involves a 10-day unbonding period before they become liquid.
The ecosystem features the "Super App," a central hub for non-custodial wallet management, fiat IBAN accounts, and a dApp marketplace. The ZoidPay Card enables real-time crypto-to-fiat conversion at the point of sale. Zoidster NFTs offer utility by boosting staking yields and providing zero-fee transactions for holders. Finally, the WAND token serves as the utility asset for the "Canary Network," which is used for governance and experimental DeFi features.
Yes, the ZoidPay wallet is non-custodial, meaning users maintain full control over their private keys and funds. For users holding legacy versions of the token from Ethereum or other chains, an official bridge is provided to migrate assets to the current MultiversX (ESDT) standard. This migration is essential for accessing the full range of utility, staking, and financial services offered within the modern ZoidPay environment.
ZPAY can be traded on prominent global platforms such as LBank. Looking ahead, the project is developing ZoidCore, a suite of APIs and SDKs allowing businesses to integrate Web3 payments with minimal code. While MultiversX remains the primary infrastructure, the roadmap includes expansion to other major networks like Ethereum and BNB Chain to increase liquidity and reach a broader user base across the decentralized finance landscape.
