Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
Buy Liquid Loans (LOAN) in Mexico
Learn how to buy Liquid Loans (LOAN) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy LOAN on LBank
How to Buy LOAN on LBank: Payment Methods Overview
Explore the available payment methods for buying LOAN on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy LOAN.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Liquid Loans (LOAN) on LBank?
Check the preparations required before buying Liquid Loans (LOAN) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy LOAN with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Liquid Loans on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Liquid Loans. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Liquid Loans on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Liquid Loans.
LBank supports multiple payment methods
You can use the following payment methods to purchase Liquid Loans on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Liquid Loans you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
LO Loyalty_Trader 1060 min | 100% | 0.918 USD | 7218.63 USDT 500.000 - 6626.702USD | Bank Transfer | |
ON ONLY-MALAYSAN-MYR 691 min | 100% | 1.000 USD | 3160.76 USDT 10.000 - 3000.000USD | Bank Transfer | |
MA MALAYSIAN MYR_KING 984 min | 100% | 1.000 USD | 1885.33 USDT 10.000 - 1885.330USD | Bank Transfer |
What is Liquid Loans (LOAN)?
Liquid Loans is a decentralized lending protocol developed specifically for the PulseChain blockchain. It aims to provide a platform for users to access liquidity without selling their native PulseChain (PLS) tokens. The protocol is designed to be immutable, non-custodial, and governance-free, meaning it operates without central control or the ability for its rules to be changed after launch. It also features no admin keys. Liquid Loans issues two primary tokens: USDL and LOAN. USDL is a decentralized stablecoin that is pegged to the US Dollar and fully backed by overcollateralized PLS. Users generate USDL by depositing their PLS as collateral into individual smart contracts called "vaults." This mechanism allows PLS holders to extract value from their assets without having to sell them. The LOAN token is a yield-bearing token within the protocol. Users can earn LOAN by providing USDL to the Stability Pool. When staked, LOAN tokens allow holders to collect revenue generated from borrowing and redemption fees within the system. A key feature of Liquid Loans is its interest-free borrowing model, where users can take out loans at a 0% interest rate. Instead of variable interest, the protocol charges a small, one-time fee to borrow USDL. It also operates with a low collateral ratio, typically 110%, which helps users maximize their liquidity. The system includes an autonomous liquidation mechanism to ensure the stability and overcollateralization of USDL. Learn more
Is Liquid Loans (LOAN) a good investment?
Whether Liquid Loans (LOAN) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Liquid Loans (LOAN) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying LOAN on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
LOANDate
2026-06-07
You will earn $-- in profit, with an ROI of --
What can you do with Liquid Loans (LOAN)?
Investment
Buy and hold Liquid Loans (LOAN), expecting its value to increase over time.
Trade
Actively trade Liquid Loans (LOAN) on LBank to profit from price fluctuations.
Pay
Use Liquid Loans (LOAN) to pay for goods and services where accepted.
Why is LBank the best platform to buy Liquid Loans (LOAN)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Liquid Loans (LOAN).
Competitive fees
LBank provides competitive trading fees for Liquid Loans (LOAN).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Liquid Loans (LOAN).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Liquid Loans (LOAN) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Liquid Loans (LOAN) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying LOAN, what is the best way to store it?
After buying LOAN, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Learn more about Liquid Loans (LOAN)
More
Liquid Loans (LOAN) FAQ
Liquid Loans is a decentralized lending protocol designed for PulseChain. It enables users to secure interest-free loans by collateralizing their native PulseChain tokens (PLS). Loans are disbursed in USDL, a stablecoin pegged to the US dollar. The protocol emphasizes immutability, non-custodial operations, and operates without governance or admin keys, ensuring a truly decentralized and robust financial service. It offers a transparent and autonomous way to access liquidity against digital assets.
Users initiate a loan by depositing PLS into a "Vault" smart contract to mint USDL stablecoins. A minimum collateral ratio of 110% is enforced, meaning the value of locked PLS must always exceed the issued USDL. Loans are flexible, without a fixed repayment schedule, allowing users to repay anytime while maintaining the ratio. The system employs a Stability Pool, funded by USDL, where other participants act as guarantors to secure loans and manage potential liquidations, ensuring the protocol's solvency and stability.
USDL is the USD-pegged stablecoin central to the Liquid Loans protocol. It's issued when users take out loans and aims to maintain a value equivalent to one US dollar. USDL can be directly redeemed for the underlying PLS collateral at face value. LOAN is the secondary token, designed to capture a share of the protocol's fee revenue and reward early participants. Users earn LOAN by contributing USDL to the Stability Pool. LOAN holders can stake their tokens to receive a portion of the fees generated from borrowing and redeeming USDL.
Liquid Loans provides several significant benefits. It features a 0% interest rate, meaning borrowers don't incur ongoing interest charges on their loans. The protocol boasts a low minimum collateral ratio of 110%, allowing for efficient utilization of PLS. Loans are timeless with no fixed repayment schedule, offering maximum flexibility. Its immutable and governance-free design means the protocol's rules cannot be altered post-deployment, ensuring stability and predictability. Furthermore, it's fully decentralized, operating autonomously, and USDL can be directly redeemed for PLS at a 1:1 USD value within the system.
Yes, there are fees associated with specific actions within Liquid Loans. A one-off fee is charged when users borrow USDL or when they redeem PLS. This fee is dynamic, typically ranging between 0.5% and 5.0%, and adjusts based on the demand for loans within the system. These collected fees are then distributed to individuals who stake their LOAN tokens, incentivizing participation and rewarding holders. Importantly, repaying a loan as a borrower incurs no charge, making loan repayment free.
Liquidation occurs when a Vault's collateralization ratio falls below the 110% minimum, typically due to a decline in PLS price. This mechanism is crucial for maintaining the protocol's solvency. Unlike traditional financial systems, borrowers retain the USDL they initially borrowed. The system is designed to minimize potential losses for all parties. Some perceive liquidation during a falling PLS market as potentially advantageous for the borrower, as the value of the retained USDL might exceed the value of the forfeited PLS collateral, highlighting a unique aspect of its risk management.
