Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
Buy Spiko US T-Bills Money Market Fund (USTBL) in Brazil
Learn how to buy Spiko US T-Bills Money Market Fund (USTBL) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy USTBL on LBank
How to Buy USTBL on LBank: Payment Methods Overview
Explore the available payment methods for buying USTBL on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy USTBL.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Spiko US T-Bills Money Market Fund (USTBL) on LBank?
Check the preparations required before buying Spiko US T-Bills Money Market Fund (USTBL) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy USTBL with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Spiko US T-Bills Money Market Fund on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Spiko US T-Bills Money Market Fund. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Spiko US T-Bills Money Market Fund on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Spiko US T-Bills Money Market Fund.
LBank supports multiple payment methods
You can use the following payment methods to purchase Spiko US T-Bills Money Market Fund on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Spiko US T-Bills Money Market Fund you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
PO Ponreay_FX 997 min | 100% | 1.001 USD | 3421.88 USDT 10.000 - 3425.000USD | Wing Money True Money (Cambodia) Bank Transfer (Cambodia) ABA (Cambodia) | |
BA Bayon KH 801 min | 100% | 1.002 USD | 7000.55 USDT 10.000 - 2500.000USD | Wing Money Bank Transfer (Cambodia) ABA (Cambodia) | |
SS Sswap 1040 min | 100% | 1.002 USD | 686.33 USDT 55.000 - 683.000USD | Wing Money True Money (Cambodia) Bank Transfer (Cambodia) ABA (Cambodia) |
What is Spiko US T-Bills Money Market Fund (USTBL)?
The Spiko US T-Bills Money Market Fund (USTBL) is a fully licensed United States Dollar (USD) money market fund operating under the European Union regulatory framework. It is classified as a short-term variable net asset value money market fund (short-term VNAV MMF) and is a sub-fund of the Spiko SICAV. The fund is approved by the French Financial Markets Authority and is accessible to both professional and non-professional investors. The fund's investment strategy focuses exclusively on United States Treasury Bills (T-Bills) with maturities of less than six months. It maintains an average portfolio maturity of no more than two months, and its total assets can also include repurchase agreements secured by such securities and cash. Cash holdings are limited to not exceed 10% of its total assets. USTBL is a cryptocurrency designed to connect traditional finance with the digital asset ecosystem. It offers crypto investors exposure to U.S. Treasury Bills, providing stability and reduced volatility compared to many other cryptocurrencies. As a digital representation of T-Bill investments, USTBL aims to combine the security of government-backed securities with the flexibility and accessibility of cryptocurrency. Each USTBL token is intended to be backed by real-world treasury assets. Within the cryptocurrency ecosystem, USTBL serves multiple purposes. It can function as a low-volatility asset for a diversified crypto portfolio, offer potential for yield generation through exposure to T-Bill returns and staking opportunities, and act as a safe harbor during market downturns to help preserve capital. Additionally, it can be used as a stable trading pair against more volatile cryptocurrencies and integrated into decentralized finance (DeFi) protocols for collateral or lending and borrowing. The fund operates by investing purchased tokens into U.S. Treasury Bills. The initial distribution of USTBL tokens occurred in proportion to investments made in the underlying fund. Learn more
Is Spiko US T-Bills Money Market Fund (USTBL) a good investment?
Whether Spiko US T-Bills Money Market Fund (USTBL) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Spiko US T-Bills Money Market Fund (USTBL) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying USTBL on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
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USTBLDate
2026-06-16
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What can you do with Spiko US T-Bills Money Market Fund (USTBL)?
Investment
Buy and hold Spiko US T-Bills Money Market Fund (USTBL), expecting its value to increase over time.
Trade
Actively trade Spiko US T-Bills Money Market Fund (USTBL) on LBank to profit from price fluctuations.
Pay
Use Spiko US T-Bills Money Market Fund (USTBL) to pay for goods and services where accepted.
Why is LBank the best platform to buy Spiko US T-Bills Money Market Fund (USTBL)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Spiko US T-Bills Money Market Fund (USTBL).
Competitive fees
LBank provides competitive trading fees for Spiko US T-Bills Money Market Fund (USTBL).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Spiko US T-Bills Money Market Fund (USTBL).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Spiko US T-Bills Money Market Fund (USTBL) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Spiko US T-Bills Money Market Fund (USTBL) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying USTBL, what is the best way to store it?
After buying USTBL, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Spiko US T-Bills Money Market Fund (USTBL) FAQ
USTBL is a digital token representing a share in a fund primarily invested in short-term U.S. Treasury Bills. It offers investors on-chain access to risk-free rates, bridging traditional government-backed securities with blockchain technology. Operating as a fully licensed USD money market fund under EU regulatory framework and approved by the French Financial Markets Authority (AMF), it is a sub-fund of the Spiko SICAV. It aims to provide a secure and compliant way to earn stable returns in the digital asset space.
When investors acquire USTBL tokens, the pooled funds are strategically allocated to purchase U.S. Treasury Bills. The yield generated from these T-Bills directly reflects in the fund's net asset value, providing returns akin to traditional money market funds. Its value is rigorously maintained through transparent reporting of fund holdings, regular audits, and the robust functionality of smart contracts governing token issuance and redemption processes. This ensures a clear and verifiable link between the on-chain token and its real-world asset backing.
USTBL offers several key benefits, including functioning as a stability reserve within diversified crypto portfolios and generating yield through exposure to U.S. T-Bills. It acts as a safe haven during market volatility, serves as a stable trading pair, and integrates into decentralized finance (DeFi) applications as collateral or for lending and borrowing. It also facilitates on-chain cash management, provides on-chain reserves for stablecoin issuers, and acts as secure on-chain collateral for institutions and borrowers, offering regulated access to traditional finance yields in the digital realm.
USTBL operates under stringent regulations, being a fully licensed USD money market fund within the EU framework and approved by the French Financial Markets Authority (AMF). Its value is exclusively backed by high-quality, liquid assets. The fund invests 100% of its total assets in U.S. Treasury Bills with maturities under six months, repurchase agreements secured by such securities, and cash. It maintains an average portfolio maturity of no more than two months. These T-Bills are recognized as highly safe financial instruments, underpinned by the full faith and credit of the U.S. government.
The integrity and professional management of USTBL are ensured through reputable partners. CACEIS serves as the custodian bank, diligently ensuring compliance with all regulatory standards and safeguarding the fund's assets. Twenty-First Capital, an experienced asset manager, is responsible for overseeing the portfolio's investment strategy and performance. This collaborative structure brings institutional-grade oversight and expertise to the tokenized money market fund, reinforcing its reliability and adherence to established financial practices.
Spiko's tokenized shares, including USTBL, are available to a broad range of investors, allowing them to self-custody the shares in their own digital wallets. USTBL is freely transferable on-chain, enabling seamless movement and integration within the decentralized ecosystem. It operates as a token built on the robust and widely adopted Ethereum blockchain, ensuring broad compatibility and security for its transactions. The minimum initial investment required to acquire USTBL on the primary market is 1,000 EUR or 1,000 USD.
